Life assurance policies pay out a lump sum on the death of the policy owner
and are normally used for family protection or to provide security against a
debt, such as your mortgage. Life assurance policies known as term assurance
are the simplest and cheapest form of life assurance.
All life assurance quotes are discounted
Over 100 life assurance products
Immediate online comparison
Our life assurance service
Our life assurance quotes service is free, and you can search for
the best deal yourself using our online
life assurance quotes
software or you can contact us and we will find you the
best deal. We search over
100 combinations of life assurance from the whole of the market to provide
you with the most competitive guaranteed monthly premium. Complete our
assurance quote enquiry form.
Use our online software to search through all of the latest rates, print
off your own quotes and download application forms and trust documents.
Using our online life assurance software allows you to arrange your new
life assurance policy in less then ten minutes. Obtain your online
Mortgage term assurance
Used in conjunction with a repayment mortgage, the life assurance
reduces in line with the capital balance of your repayment mortgage.
The initial level of life assurance should be the same as your repayment
mortgage, and the term of the policy consistent with the term of the mortgage.
Level term assurance
Normally used in conjunction with an interest only mortgage, or to provide
family protection, the life assurance remains constant throughout the term
of the policy. The initial level of life assurance should be the same as your
interest only mortgage, or be sufficient to protect your family, and the term
of the policy consistent with the term of your mortgage or your dependents needs.
Enhancements & discounts
Our enhancements and product discounts for life assurance policies change on a
regular basis and depend on the terms we negotiate with the insurance groups.
Typically our commission discounts range from a minimum of 50% up to 75%.
Life assurance policies can be used as a tool to mitigate or reduce
inheritance tax and are used
in business for key man and
. A wide range
of trusts and tax planning documents are available for individuals and businesses.
Learn more about trusts.
Critical illness insurance
provides protection against serious illnesses such as
cancer and heart attack. Obtain an online
Endowment assurance allows you to
combine savings and protection in one policy.
To request a quote
Complete our online life assurance
or call one of our specialist
life assurance advisers to request your free life assurance quote. As an internet
based firm of
independent financial advisers
we provide advice over the telephone,
via email and through the post. Dealing with you in this way allows us to discount
our commissions to provide you with the lowest priced life assurance quotes.
Help & advice
There are many different options to consider when choosing life assurance and it
makes sense to take advice from a qualified specialist who is independent and can
offer you products and services from the whole of the market place. Please call
one of our
independent advisers or
to discuss the different options
available to you and to request your life assurance quote.